Services
Create a Retirement by Design
Over the past 17 years of serving clients, we’ve discovered that many individuals feel uncertain about their retirement and share a common trait: they lack a written strategy that provides clarity and confidence.
That’s why our visionary founder, Dr. Constance, has developed The Your Retirement Timeline Success Strategy™. This comprehensive approach addresses, integrates, and simplifies the six critical components that we believe are essential for any successful retirement plan.
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Income Planning
- Growth Planning
- Tax Planning
- Healthcare Planning
- Estate Planning
- Non-financial Planning
We understand that planning for retirement can be overwhelming, which is why we strive to make the process as straightforward and accessible as possible. Our goal is to empower you with the knowledge and tools you need to create a retirement plan that fits your unique goals and circumstances.
Let us help you take control of your retirement and achieve the future you deserve.
A recent study has revealed that retirees are collectively missing out on $3.4 trillion in potential income that could have been used during their retirement due to suboptimal Social Security claiming decisions. This equates to an average of $111,000 per household.
We believe that everyone deserves to maximize their retirement income. That’s why we offer a comprehensive Social Security Optimization Analysis to guide you through the application process and help you make the best selection for you and your family. As a National Social Security Advisor (NSSA®), Dr. Constance will work closely with you to understand your unique needs and circumstances, and provide personalized recommendations that can help you avoid leaving money on the table.
We understand that navigating the Social Security system can be complex, which is why we strive to make the process as straightforward and stress-free as possible.
Let us help you optimize your Social Security benefits so that you can enjoy a financially secure and fulfilling retirement. Contact us today to learn more about how we can assist you in achieving your retirement goals.
The loss of a loved one is not only one of the most difficult and emotional times anyone can face, but it can also become a costly financial hardship as well. While it may a difficult topic to think about, taking proactive measures to preplan can help remove unneeded stress for those you care about most.
Following your death, traditional assets, such as bank accounts or life insurance, will require a death certificate for your heirs to collect funds. In order to receive a death certificate, the funeral home must first be paid. This can leave your loved ones with the burden of covering immediate expenses out of pocket, including:
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Funeral planning and costs
- Travel costs
- Loss of wages for time off
With Beneficiary Liquidity Planning, we are able to set aside anywhere from $5,000 to $100,000 to provide your heirs with tax-free access to funds when they need it most—within 24-48 hours after your death. There is no death certificate required, just a one-page claim signed by the funeral director.
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Easy application for you
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Easy claim process for your heirs
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No legal fees
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No waiting
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Fixed growth account with no market risk
Complete our confidential questionnaire to take the first step in setting up your Beneficiary Liquidity Plan.