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About Dr. Constance Craig-Mason, MRFC®, NSSA®

"Creating Your Retirement by Design"

Dr. Constance Craig-Mason, MRFC®, NSSA® is the CEO of Concierge Financial Advisory. As a dedicated Financial Planner, National Social Security Advisor, Investment Advisor and Insurance Broker, she teaches her clients to correctly manage their money, so they can live the life they want without worrying about money!

She has received numerous awards for community impact in her field over the last 15 years including a medallion “In Recognition of Excellence, Service, & Sacrifice” from the Comptroller of Maryland. Dr. Constance has also received an Honorary Doctorate of Philosophy for her eminent contributions to financial literacy, financial advancement, leadership development and entrepreneurship empowerment. She was a 2022 honoree of the Association of African American Financial Advisors’ 50 Under 50.

Dr. Constance is a member of the Million Dollar Round Table (MDRT), an honor bestowed upon the Top 1% of the world’s leading insurance and financial services professionals, who demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. She is also a member of the National Association of Insurance & Financial Advisors (NAIFA) and the International Association of Registered Financial Consultants (IARFC).

Our Team

"Maximizing Your Financial Power"

90% Strategy. 10% Financial Tools.

The fundamental flaw in the financial industry today is that advisors often lead with product-focused solutions and ignore critical components of one’s financial and total wellbeing, largely doing a disservice to you as a retiree.


Recognizing these gaps and inefficiencies from decades of experience, we have created The Your Retirement Timeline Success Strategy™ providing an integrated solution, addressing:

  • Income Planning

  • Growth Planning
  • Tax Planning
  • Healthcare Planning
  • Estate Planning
  • Non-financial Planning

We Believe Rich Living in Retirement Means More Than Being Financially Wealthy 

Through our integrated approach, our advisors help you to truly identify what you want from your money in retirement and then create a plan to help get you there. Their ultimate objective is not to sell a product, but rather to help you create a life well lived and align your strategy toward achieving that vision

Simplifying Financial Planning and Proactively Anticipating Your Needs

In addition to our comprehensive planning approach, we simplify and streamline financial planning through proactive, transparent client communication. We want to keep you in-the-know as decisions or updates to your plan need to be made. We empower you with the knowledge of how your plan works so that you can feel confident in making informed choices.

Serving You and Our Community

As a locally owned and operated firm, our team includes members of your community who are committed to improving the lives of those around us. From advocating for other local businesses to engaging with causes that positively impact our area, we are committed to working to make our community a better place.


Mitch Whitney
Case Design, Risk Management


Beau Henderson, RICP®, CLTC®
Lead Retirement Planning Specialist


Lance Kelderman
Case Design, Asset Management


Erin Alexander
Client Care Associate

Rave Reviews

“I have had the opportunity to work with Constance on the seminars she has given. She brings so much energy and positivity to these events. She is less about trying to give a pitch and more about trying to help people improves their financial situations. She is very professional but also very personable. It has been a pleasure working with her!!”

Got questions?

Want to hear more about how we can partner with you to make sure that you are able to live the life you want now and after retiring?

Contact us today.

Thanks for reaching out!

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